THE LATIN POWER TEAM EXCELLENCE IN REAL ESTATE

Your Team


Your Agent
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders. The latin Power Team has all the professionals you need. you do not have to worry trying to find the find the right lender, the right home inspector and the right lawyer, we are going to help you all the way in all your real estate needs.

Lender (Appraiser)
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. We are going to give you a recommendation.

Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice. 

                        


BUYER`S TOOL KIT

 

1.  HIRING THE LATIN POWER TEAM.

Even if you’re not quite ready to buy, we can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to us first and we can be helping to guide you right from the start.

2.  Find out what your price range is

We are able to put you in contact with the experts that will help you to get the best financing options. When you think that you're ready to stop renting a phone call is a good place to start, because as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking by yourself to any lender is an extremely dangerous venture – Getting the right lender is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating). Talk to us about your mortgages needs and we will advice you about all your posibilities

3.  Find out what your local market looks like

  We can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you following your criteria (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions and your price range.

5.  Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call us at The Latin Power Team to help you hit the pavement, and when you see ‘the house’, we will put in an good offer for you. 

With the right team behind you, it really can be that easy!

At the latin power team we work together to help you better!

                    


Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Your Real Estate News


Yahoo! News Search Results for real estate
Real estate prices rise at record pace in China (Asia News Network)3/10/2010 8:32 PM
Real estate prices in February rose at the fastest pace in almost two years in China, adding urgency to the government's efforts to rein in speculation and increase the amount of affordable housing. .....
Apollo Said to Buy Citi’s Real Estate Unit (New York Times)3/10/2010 1:11 AM
Apollo Management agreed to buy Citigroup ’s real estate investment unit in a move that will more than triple the value of the private-equity firm’s property assets, a person with knowledge of the deal told Bloomberg News on Tuesday.
Sunny Day Real Estate To Record New Album (Billboard)3/10/2010 3:26 PM
Seattle rock act Sunny Day Real Estate is planning to record its first album in 15 years with its original lineup.
Vail Resorts Earnings Drop 33% on Real Estate (Fox News)3/10/2010 9:51 AM
Revenue at Vail fell 23% to $300.5 million, primarily caused by a plunge in real-estate revenue.
Real estate forging ahead (The Myrtle Beach Sun News)3/10/2010 9:54 PM
The Grand Strand real estate market continued to improve in February with double-digit jumps in single-family home and condominium sales and with median single-family home prices increasing for the first time in about two years.
Tough times continue for Hampton Roads real estate market (Daily Press)3/10/2010 10:46 PM
NORFOLK — "The Good, the bad and the ugly," "trouble" and "tidal wave" were some of the words used Wednesday to describe aspects of the 2009 real estate market.
Is Utah headed for a commercial real estate crisis? (KSL Salt Lake City)3/10/2010 6:40 PM
The Congressional Oversight Panel recently sounded the alarm for another mortgage crisis, this time among the country's retail and office buildings. But does that mean foreclosures in the commercial real estate market deliver another sting from the recession?
Oregon Real Estate Agent Launches iPhone Application for Portland Home Search (dBusinessNews.com)3/10/2010 7:27 PM
Portland, OR - David Somerville, a Portland, Oregon area REALTOR® covering real estate in Portland, Lake Oswego, West Linn, Beaverton, Hillsboro, and Tigard, has launched an iPhone application to make it more convenient for buyers to search for Portland homes from their mobile phones.
Ravetto joins Coldwell Banker real estate (Journal Gazette & Times-Courier)3/11/2010 12:41 AM
MATTOON — Linda Wilbur Ravetto has joined Coldwell Banker Classic Real Estate and the Central Illinois Board of Realtors serving Mattoon, Charleston, and the surrounding areas, according to a press release.
Learn how to check real estate taxes (The Record and Herald News)3/11/2010 12:54 AM
Studies have shown that six out of ten real estate tax assessments are too high. The Emerson Community School is hosting a course entitled "How to Fight Property Taxes" on Wednesday evening, March 17, from 7:30 to 9:30 p.m., at Emerson High School.


 


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